You can pay for your purchases by transferring money from your bank account. This is an alternative to paying by Credit or Debit card, and offers an extra saving. When you use the Bank transfer option, you go to your bank and carry out the bank transfer. We can't take the money from your bank account, so you must setup and make the transfer yourself. We monitor our bank account to detect when the transfer is complete, but it can take up to an hour for the funds to show. Note that as soon as you press Buy now in the checkout, the gift cards will be reserved for you and as soon as your funds clear in our bank account, you are guaranteed to receive your purchase.

• Use Bank transfer to make extra savings.
• Don't use Bank transfer if you are in a hurry or don't have sufficient funds in your bank account.

This is how you use Bank transfer to make a payment...

1. Having selected your items for purchase, goto Checkout.
2. The Bank transfer option is in the Payment details stage of the checkout. Once Bank transfer is selected, the discount will be shown. This is the discount off the purchase price.
3. Proceed to Confirm where a section on payment will show your choice of Bank transfer; the instructions will be shown after pressing Buy now.
4. Now press Buy now. You have now committed to making a bank transfer from your account to Cardyard's account, and the cards have been reserved for you. The bank transfer must be done by you as we can't get the money for you. Instructions for making the bank transfer are shown on the order details screen, including..

• Amount
• Reference
• Destination sort code
• Destination Account Number

At this point you can press Confirm bank transfer if you wish. This will make a note of your action, but is not necessary. Our systems continually look for the transfer amount arriving in our bank account. Once the funds arrive, your cards will be released to you.